:root{--ink:#171717;--muted:#69645d;--paper:#f5f1e9;--card:#fff;--accent:#e96e3b;--accent2:#f7b267;--line:#ddd5c8;--dark:#22211f;--max:1220px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.72 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper)}
a{color:inherit}img{max-width:100%}.site-head{background:var(--dark);color:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid #ffffff12}
.bar{max-width:var(--max);margin:auto;padding:13px 22px;display:flex;align-items:center;gap:20px}.brand{font-size:24px;font-weight:900;text-decoration:none;letter-spacing:-.8px;white-space:nowrap}.brand span{color:var(--accent)}
nav{margin-left:auto;display:flex;align-items:center;gap:17px;font-size:14px}nav a{text-decoration:none;color:#f4f4f4}.header-cta{background:var(--accent);padding:9px 13px;border-radius:7px;font-weight:800}
main{max-width:var(--max);margin:auto;padding:36px 22px}.layout{display:grid;grid-template-columns:minmax(0,800px) 310px;gap:50px;align-items:start}
.hero{padding:50px 0 34px;border-bottom:1px solid var(--line)}.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:850;color:var(--accent)}
h1{font-size:clamp(42px,6vw,72px);line-height:1.02;letter-spacing:-2.4px;margin:10px 0 18px}h2{font-size:32px;line-height:1.18;letter-spacing:-.8px;margin-top:48px}h3{font-size:22px;line-height:1.3;margin-top:28px}
.lede{font-size:21px;color:#45413c;max-width:760px}.byline,.breadcrumb,.small{font-size:13px;color:var(--muted)}.breadcrumb{margin-bottom:18px}
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:850;padding:13px 18px;border-radius:8px;margin:10px 8px 8px 0}.btn.alt{background:var(--dark)}
.note{border-left:4px solid var(--accent);padding:13px 18px;background:#fff;margin:24px 0}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:20px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px;text-decoration:none}.card b{display:block;font-size:19px;margin-bottom:5px}.card span{color:var(--muted);font-size:15px}
.sidebar{position:sticky;top:86px;height:max-content}.side-card{background:var(--dark);color:#fff;padding:24px;border-radius:14px;margin-bottom:18px}.side-card h3{margin-top:4px}.side-card p{color:#ddd;font-size:15px}
.side-links{background:#fff;border:1px solid var(--line);padding:20px;border-radius:14px}.side-links a{display:block;text-decoration:none;padding:8px 0;border-bottom:1px solid #eee;font-size:14px}.side-links a:last-child{border:0}
table{width:100%;border-collapse:collapse;background:#fff;margin:24px 0}th,td{padding:13px;border:1px solid var(--line);text-align:left;vertical-align:top}th{background:#eee8de}
.faq{background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px;margin:12px 0}.faq h3{margin:0 0 8px;font-size:19px}
footer{background:var(--dark);color:#bbb;margin-top:70px;padding:38px 22px}.foot{max-width:var(--max);margin:auto}.foot a{color:#fff;margin-right:15px}.disclosure{font-size:12px;color:#888}
.popup{position:fixed;inset:auto 18px 18px auto;width:min(390px,calc(100% - 36px));background:#fff;border:1px solid var(--line);box-shadow:0 24px 80px #0004;border-radius:14px;padding:22px;z-index:60;display:none}.popup.show{display:block}.popup button{float:right;border:0;background:none;font-size:24px;cursor:pointer}
@media(max-width:920px){nav a:not(.header-cta){display:none}.layout{grid-template-columns:1fr}.sidebar{position:static}.grid{grid-template-columns:1fr}h1{letter-spacing:-1.3px}.popup{inset:auto 16px 16px 16px;width:auto}.bar{gap:12px}.header-cta{margin-left:auto}}